AVP, Credit Review

New York, NY

Responsibilities

 

 

 

  • Performing individual credit reviews, use professional expertise to opine on the adequacy of facility underwriting and documentation, including, but not limited to, collateral, repayment sources, risk appetite, leverage, enterprise valuations, discounted cash flow analysis.
  • Assess the sufficiency of credit risk monitoring programs, relevant performance covenants and monitoring guidelines and trigger events.
  • Ensure all credit extensions are made in compliance with firm’s lending policies and procedures and regulatory guidelines.
  • Evaluate borrower financial performance through the assessment of financial statements and credit risk metrics, including income statement, cash flow statement, balance sheet and capital structure analysis.
  • Evaluate the financial performance against all base and stress-scenario financial projections as required.
  • Determine the accuracy of JFSA Customer Categorization, U.S. Regulatory Classifications and internal risks ratings, including the adequacy of loss given default (LGD) provisions.
  • Recommend, document and fully support all changes to the same in the accordance with Credit Review’s position as final arbiter.
  • Use knowledge of industry best practices, regulatory requirements and professional experience to identify deficiencies and/or areas of improvement in Mizuho’s credit risk management processes, procedures and policies.
  • Perform Continuous Monitoring reviews on assigned portfolio segments to enhance the early detection of credit risk in the Mizuho America’s credit portfolio and enhance Credit Review’s Risk Assessment process.
  • Draft potential review issues for discussion with relevant Reviewer-in-Charge, Credit Review management and with review targets as directed.
  • Use portfolio knowledge and expertise to assist in the planning, preparation and training of review team members prior to the start of review fieldwork as directed.

 

 

 

 

Requirements

 

 

 

 

  • Credit Analysts from another bank or rating agency
  • 4-8 yrs will be sweet spot with that comp

 

 

 

 

Note: Qualified candidates will be contacted within 2 business days of application. If an applicant does not meet the above criteria, we will keep your resume on file for future opportunities and may contact you for further discussion.

Date Posted 8/30/2018
Salary $110,000- $115,000






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